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Why would you need an appraisal from Aanchor Appraisal Services, Inc. (636) 462-3965?

Every year, thousands of people in Missouri buy, sell or refinance their home. A lot of these transactions include a simple line item for an appraisal. While there are a budding number of automated home valuation methods that might appear more cost-effective than an appraisal, nearly all lenders still need a local expert because the stakes are so high. You might think that securing a mortgage is the only reason you should get an appraisal, but there are more cases when the services of a certified, independent real estate professional might come in handy.

For real estate appraisals in Troy and Lincoln County, it's easiest when your order online from Aanchor Appraisal Services, Inc. (636) 462-3965, just click here.

Appeal your tax assessment in Lincoln County

If you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Aanchor Appraisal Services, Inc. (636) 462-3965 is your best evidence. At Aanchor Appraisal Services, Inc. (636) 462-3965,we can assist you in disputing your tax assessment.

Let Aanchor Appraisal Services, Inc. (636) 462-3965 help you do away with PMI to lower your mortgage payment

When the amount being loaned to the home buyer is more than 80% of the actual value of the real estate, nearly all lenders ask home buyers to purchase an added insurance policy. That policy is Private Mortgage Insurance, or PMI. This additional payment is often lumped into the monthly mortgage payment and is soon forgotten. PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to do away with the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

Aanchor Appraisal Services, Inc. (636) 462-3965 will provide you with a statement regarding the value of your home, and the cost of the appraisal can usually be recovered in little time because you'll no longer be paying the PMI.

An appraisal from Aanchor Appraisal Services, Inc. (636) 462-3965 will help you settle a divorce with less stress

A divorce is often complicated by the challenging decision of who keeps the property, and it can be a particularly heartbreaking occurrence for both parties. It's a good idea to order an appraisal from Aanchor Appraisal Services, Inc. (636) 462-3965 so both parties are fully aware of the true market value of their property, regardless of the situation.

If the parties need to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Settling an estate with peace of mind

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to handle these issues. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten a fair deal.

Relocating to or from Lincoln County?

Moving due to a job change can be a real pain, and we understand. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive aspects of their property, along with information regarding any new sales or listings in their neighborhood that they want considered during our detailed process.

Let Aanchor Appraisal Services, Inc. (636) 462-3965 help you sell your home quickly at the right price

A professional appraisal will help you make a more informed decision regarding your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are derived from our efforts to finish the appraisal report and not a percentage of the sales price.

We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.